Finally group health insurance  rate relief for the self employed and small business owner!
Hey folks this is huge. Recently Independence Blue Cross and Keystone Health Plans have introduced an individual and family health insurance plan (groups of 25 and under) that is
30 to 50 percent less than their traditional small group plans. The coverage is the same for the HMO product and fairly similar to the current group Personal Choice. More good news is that you don't have to submit all those tax forms and proof of employment required for the group plans.Â
How can Blue Cross offer these reduced prices? Well under current guidelines all submissions to group plans CANNOT be refused or rated with a surcharge, so pricing is higher for all participants. The new individual health insurance  product requires underwriting. So each new request for insurance will be checked by an underwriter to determine if it receives the lower rate. So if you or your employee group is healthy, call our office to see if we can help you.
Finally group health insurance  rate relief for the self employed and small business owner!
Hey folks this is huge. Recently Independence Blue Cross and Keystone Health Plans have introduced an individual and family health insurance plan (groups of 25 and under) that is 30 to 50 percent less than their traditional small group plans. The coverage is the same for the HMO product and fairly similar to the current group Personal Choice. More good news is that you don't have to submit all those tax forms and proof of employment required for the group plans. How can Blue Cross offer these reduced prices? Well under current guidelines all submissions to group plans CANNOT be refused or rated with a surcharge, so pricing is higher for all participants. The new individual health insurance  product requires underwriting. So each new request for insurance will be checked by an underwriter to determine if it receives the lower rate. So if you or your employee group is healthy, call our office to see if we can help you.
