Why do Homeowners' rates keep going up?

Mar 07, 2013

Coverage

This is our most frequent customer phone callÂ forÂ the last few months.Â "Why did my homeowners' policy go up?Â I haven't had any claims."Â We can tell you why. Â Insurance rates are based on statistics--the more claims paid out by the companies as a whole, the higher the rates will be.Â And we've seen rate increases this year of 10%, 15%, and as high as 40% with some carriers.Â Â Read more..WHY DO HOMEOWNERS RATES KEEP GOING UPÂ )-- But knowing WHY isn't what you need to know.Â You want to know what you can DO about it and that's where we come in.Â We can make suggestions to help you take control of your premium.Â

Do you have your home and auto insurance with the same carrier?Â You can save as much as 25% on BOTH policies with a multi-policy discount.Â Even a renter's policy can help lower your auto insurance premium.
Have you considered a higher deductible?Â Â
Have you installed a new roof or heating system?Â Some companies offer discounts for home renovations.

What you DON'T want to do, is to lower your coverage and leave yourself unprotected in the event you do have a loss.Â Our agency can help review your policy to make sure the coverage meets your needs and help make suggestions for your budget.Â Â Â .

Whitford Insurance

Whitford Insurance Network is an Independent insurance agency located in Exton Pennsylvania. Providing Pennsylvania, Delaware, and Maryland with Auto, Business, Homeowners, Wedding, Health, and Life insurance. We are your all-in-one solution for the most affordable, reliable insurance available today.

Why do Homeowners' rates keep going up?

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Why do Homeowners' rates keep going up?

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